Memorandum of Understanding signed to make Younited Pay available
Younited, a leading instant credit provider in Europe (listed on Euronext) specialized in consumer credit and installment payment solutions, and Nexi1, Europe’s leading PayTech, announce the signing of a a non-binding Memorandum of Understanding to launch a partnership in the Italian market.
The agreement provides for the technical enablement of Younited Pay—the instant credit solution developed by Younited—into the PayTech’s acceptance channels, for both remote and proximity payments.
With Younited Pay, merchants partnered with Nexi will be able to offer their customers a simple, immediate, and secure way to finance their purchases directly at the checkout, both in-store and online.
In fact, Younited Pay allows customers to finance purchases ranging from 200 to 60,000 euros, with flexible repayment plans spanning from 3 to 96 months through a fully digital process with a 100% instant credit decision.
For Younited, the partnership with Nexi represents a major growth opportunity, enabling Younited Pay to become available across the largest digital payment acceptance network in Italy. At the same time, the agreement allows Nexi to further expand the range of payment methods available to Italian merchants, meeting the rising demand for financing solutions integrated into the purchasing journey. This trend is also confirmed by changing consumer habits: in the first half of 2026, 78% of Italians made at least one installment purchase2.
The launch of the solution is scheduled for the first half of 2027.
“The partnership with Nexi represents a key milestone for the development of Younited Pay in Italy. Thanks to Nexi's acceptance network, we are making our instant credit solution potentially available to thousands of merchants and millions of consumers directly at the point of sale. We aim to offer a simple, seamless, and secure financing experience that is perfectly integrated into daily purchasing journeys, both in physical stores and online”, stated Geoffroy Guigou, Co-founder and Deputy CEO of Younited.
“This agreement allows us to broaden our portfolio of innovative solutions for Italian merchants. Starting from 2027, they will be able to add Younited Pay to the payment methods available to their customers: an innovative, digital-first, and secure solution that meets the growing demand for fast financing options integrated into the checkout process”, stated Filippo Signoretti, Merchant Solutions Director at Nexi Italy.
1 through its Italian subsidiary Nexi Payments S.p.A.
2 Younited Pan-European Study on Split Payment 2026.
