Open Banking

Open banking

A complete open banking offering

Nexi Open is an innovative open ecosystem which responds to the technological needs and requirements of Banks’ business models, helping them take the next step and build open banking business solutions.

CBI Globe Active Functionality

The CBI Globe solution supports Banks and third parties to operate as “Third-Party Providers” (TPP), standardizing access to open banking through the integration of Italian and European gateways and ASPSPs.

The CBI Globe "Active Functionality" solution includes the functional services and infrastructures modules necessary for the third party, solving technical and procedural difficulties, so that it is possible to focus on services to end Customers and to seize the business opportunities enabled by PSD2.

CBI Globe Compliance and VAS

CBI, together with its partner Nexi, has created CBI Globe: a platform that enables and simplifies the interconnection between Banks, as Account Servicing Payment Service Providers (ASPSP), and Third Parties (TPP), in order to comply with PSD2 regulations, while ensuring a high level of consumer protection.

The platform offers an API interface that allows end customers to access their accounts from third-party applications.


 

CBI Globe advantages

For Banks (ASPSP)

  • Cost synergies thanks to a common infrastructure
  • 100% compliant and guarantee of constant supervision that ensures continual upgrades and regulatory updates 
  • Guarantee of high IT security standards
  • “Network" innovation: creation of "cooperative" value-added services.

 

For Third Parties (TPP)

  • Wider interoperability with Italian Banks 
  • Single point of access for multiple Banks.

Open Banking Services

Our Open Banking solution offers plug-and-play business solutions that support the digital transformation process of banks and are available to our customers as a results of the many partners in the ecosystem.

Our services:

  • PIS (Payment Initiation Service)
  • AIS (Account Information Service) for IBAN retrieval
  • Financial management
  • Open credit
  • Digital insurance
  • Digital wealth
  • Cross-border transfers
  • Customer insights
  • Digital currencies
  • Core banking
  • Other digital services.

Our Partners

We collaborate with a wide range of companies, fintechs, open innovators and startups, which are already part of the ecosystem, who operate in different business areas and want to bring onto the market their offerings and use cases.
 

We monitor the most interesting international startups and work constantly to make their innovation available to our partner banks.

Our partnerships cover the whole range of Banks’ strategies.

Use cases range from insurance and cryptocurrencies to investment advisory and cross border payments.