The Open Banking tool that enables your bank to evaluate credit risk in real-time, speeding up the process of assessing the financial stability of retail and SME users.
This service optimizes the credit granting process by allowing your bank to automatically analyze multi-bank transactional data through Open Banking AIS and assess the counterparty's creditworthiness (Retail, SME) without manual checks and/or paper documentation.
The Open Risk service provides your bank with an instant and reliable creditworthiness assessment, a highly valuable feature, especially when the counterparty is not a client of the bank or has no prior credit history.
What are the benefits
- Immediate and automated customer analysis
- Accelerated credit approval process
- Lower-cost scoring process for end customers
- Increased confidence in the solvency of end customers, even for those who are not clients or have no credit history
- Reduced risk of fraud
Why choose Nexi
Open Risk, thanks to the collaboration between Nexi and Experian, is the most effective credit scoring service because it can analyze 100% of Italian accounts and, with Experian's extensive databases, it is able to generate insights on transactions of end users and SMEs with a 12-month depth.
Our partner
Experian offers a unique combination of data and analytics systems, providing solutions and services throughout the credit lifecycle for the prevention of credit and fraud risks.
Would you like to receive details about Open Risk?
Fill out the form with all the necessary information, and we will get back to you as soon as possible.