Open Banking

Automated clearing house

Payment Clearing

Clear is a secure and efficient solution for handling large volumes of retail payments. It consists of a pre-settlement form for receiving the instructions that guide the clearing activities and the sending of the settlement instructions to the RTGS system for the post-settlement phase. The solution is based on the international standard ISO 20022 and can be integrated with the RTGS system thus complying with the guidelines on the Automated Transfer Systems of the World Bank.



Clearing and settlement of instant payments and mobile payment solutions

Express is the automated solution that performs clearing and settlement for instant payments, enabling those who pay and receive to access their funds in real time, making transactions at any time through the use of ISO20022 standard XML messages. The system is integrated with the mobile payment solution to allow citizens to send and receive money and make payments in real time through their smartphones in a safe and fast way.


Network Services

The experience gained in the design and implementation of networks for international financial communities also makes us a point of reference for Central Institutions that want to provide their services on secure and reliable network infrastructures.

Our offer provides:

  • access to ESMIG (target services)
  • access to EBA Step2
  • instant payment secure messaging
  • networks for banking communities