What Is Risk Management & Authentication?
Risk Management and Authentication services help issuers prevent fraud, reduce chargebacks, and comply with card scheme requirements by evaluating transaction risk and applying appropriate authentication methods.
At the core of these services is EMV 3-D Secure (3DS), which enables issuers to authenticate cardholders in card-not-present transactions, balance security with user experience, and benefit from liability shift where applicable.
Nets Estonia Risk Management & Authentication Services
Our Risk Management and Authentication solution combines advanced risk assessment with EMV 3DS (ACS) capabilities to help issuers make smarter authentication decisions in real time.
By leveraging transaction data and configurable risk rules, our platform supports frictionless authentication for low-risk transactions while applying step-up challenges when needed — ensuring strong security without unnecessary customer friction.
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