Credit Kudos

Credit Kudos is an authorised Credit Reference Agency and Open Banking Account Information Service Provider (AISP) that uses financial behaviour to measure creditworthiness.

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Through direct connections to the UK’s largest banks or ‘Bring your own data’ mechanisms, Credit Kudos aggregates and interprets transaction data for use by lenders, brokers, and financial institutions. Credit Kudos goes beyond traditional scoring, providing a comprehensive view of a borrower’s creditworthiness.

Credit Kudos transforms complex sets of information into easy-to-use, digital tools to help financial institutions make better lending decisions through our five core solutions:

  • Income Verification
  • Affordability Insights
  • Risk Insights
  • Fraud Prevention
  • Customer Management

Credit Kudos is a partner of Nexi Open for the enrichment of data for credit risk assessment. Credit Kudos' technology enables the enhancement of unstructured customer transaction data by applying Credit Kudos' proprietary classification and enriching the information available, in order to build a prospective view of the customer that is as complete as possible.